We provide security and confidence to clients through partnering with them to make more informed risk decisions and improve the resilience of their enterprise.
Your first choice for professional insurance services
How we will do it
Risks are part of life and business, there is just no getting away from this fact. It is how we choose to deal with them that determines our future. Risks can be ignored in the hope that they won’t happen to us or they can be acknowledged and a decision made on how best to address them.
Ausure Insurance Brokers Southport use our professional knowledge to advise clients in the areas of:
- Risk identification and quantification to produce improved client risk decisions.
- Design of insurance programmes to suit the financial and risk profile of the enterprise.
- Market and purchase insurance from reputable suppliers.
- Management of the insurance claims process.
By having a good understanding of the risks your business faces you are able to make informed decisions about accepting a risk, reducing that risk or transferring that risk.
Ausure started small in 1996 and got the business model right before expanding to more than 150 branches in all states of Australia. Our head offices are based in Brisbane.
In the insurance industry businesses are finding it increasingly difficult to deal with the major insurers who are rapidly increasing in size. With little bargaining power, businesses are often unable to get the best prices for their clients and commonly encounter difficulty getting efficient service for their clients when claims occur. Ausure’s national strength means it can obtain the best deals and results for their clients without losing its best asset, personal service from experienced brokers.
By combining independent businesses, Ausure still has experienced business owners providing the best possible service and advice to their clients. Our head office provides the support to each branch to allow them to do what they do best, provide prompt and professional service to their clients
This strategy of combining local knowledge with national strength has been hugely successful. By carefully selecting only the best insurance professionals in each area, Ausure has already grown to have more than 150 branches in Australia.
Ausure’s success to date is a testament to the skill and knowledge of its staff and the continued investment in training and recruitment. Ausure will continue to be one of Australia’s leading insurance brokers.
The Assess, Design and Purchase (ADP) process
Risk Assessment - Ausure Insurance Brokers Southport gains an understanding of how your business works and identifies the particular risks it faces. They also understand the businesses financial position and determine the clients risk appetite.
Programme Design – Using information from the assessment we discuss with you which risks will be accepted by the business, and which will be avoided or managed. We then design a programme that covers all risks the business is looking to transfer to insurers and exclude any the client wants the business to carry.
Market the Programme – Ausure Insurance Brokers Southport takes the programme to the insurance market to get quotes from the various insurers. A Marketing Report is developed which details the outcome of the exercise and includes options and our recommendations.
Purchase Programme – The marketing report is reviewed with the client and the optimum mix of risk retention and risk transfer is determined. The client decides the final design of the programme and instructs Ausure Insurance Brokers Southport to place the insurance with the insurers chosen.
Review Documentation – After the programme is placed we review insurer documentation to ensure it accurately reflects the required coverage and contractual agreements.
Final Declarations – at the expiry of the insurance period Ausure Insurance Brokers Southport obtain actual results for adjustable policies and submit to insurers for final premium adjustment.
Ausure Southport is part of the largest insurance broker network in Australiasia, the Steadfast Group.
Comprised of 306 brokerages with over 500 offices, the group generated over $5 billion in insurance sales in FY14. This scale gives Steadfast enormous buying power, flexibility and influence when negotiating with major insurers on behalf of Steadfast brokers and results in us being able to provide our customers with access to multiple insurance companies, a broad range of products, competitive pricing, valuable advice and quality service.
As a Steadfast network insurance broker, you get the best of both worlds – local and personalised service, with the insurance expertise and support of a large organisation.
Strength when you need it.
For further information on Steadfast and who we are, please view our information Video: